Terms of Use

1. Acceptance of Terms

By accessing and using CapitalTrack (the "Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on CapitalTrack's Service for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modifying or copying the materials
• Using the materials for any commercial purpose or for any public display
• Attempting to decompile or reverse engineer any software contained on CapitalTrack
• Removing any copyright or other proprietary notations from the materials
• Transferring the materials to another person or "mirror" the materials on any other server

3. Disclaimer

The materials on CapitalTrack's Service are provided on an 'as is' basis. CapitalTrack makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations of Liability

In no event shall CapitalTrack or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on CapitalTrack's Service, even if CapitalTrack or a CapitalTrack authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on CapitalTrack's Service could include technical, typographical, or photographic errors. CapitalTrack does not warrant that any of the materials on its Service are accurate, complete, or current. CapitalTrack may make changes to the materials contained on its Service at any time without notice.

6. Materials and Content

The materials on CapitalTrack's Service are protected by copyright law and the intellectual property laws of the United States and other countries. You may not modify copies of the materials, use any illustrations, photographs, video or audio sequences, or any graphics separately from accompanying text.

7. User Responsibilities

As a user of CapitalTrack, you agree to:

• Provide accurate and complete information during registration
• Maintain the confidentiality of your account credentials
• Not engage in any illegal or fraudulent activity
• Not attempt to gain unauthorized access to the Service
• Comply with all applicable laws and regulations

8. Account Termination

CapitalTrack reserves the right to terminate or suspend your account and access to the Service at any time, for any reason, with or without notice, including but not limited to violation of these Terms of Use.

9. Financial Advice Disclaimer

CapitalTrack provides information and tools for educational purposes only and does not provide financial, investment, tax, or legal advice. The information provided should not be considered as professional financial advice. Please consult with a qualified financial advisor before making investment decisions.

10. Security Features

While we implement comprehensive security measures including AES-256 encryption and SOC2 Type II certification, no system is 100% secure. You acknowledge the inherent risks of online communication and agree that CapitalTrack is not liable for any unauthorized access to your account.

11. Modifications to Service

CapitalTrack may modify or discontinue the Service at any time, with or without notice. CapitalTrack shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Service.

12. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of California and you irrevocably submit to the exclusive jurisdiction of the courts located in San Francisco, California.

13. Contact Information

If you have any questions about these Terms of Use, please contact us at:

14. Entire Agreement

These Terms of Use constitute the entire agreement between you and CapitalTrack regarding the use of the Service and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and CapitalTrack.