The Financial Wellness Platform Your Organization Runs On
CapitalTrack gives HR teams, employers, and financial institutions a single platform to deliver savings tracking, budgeting tools, and financial insights as an employee benefit — without adding headcount.
Give Every Employee a Guided Path to Financial Wellness — Without Adding HR Headcount
CapitalTrack slots into your existing benefits stack and does the heavy lifting.
Fewer Financial-Stress Absences
Reduce productivity loss and unplanned absences tied to employee financial stress.
Payroll & HRIS Integration
Connects directly to the payroll and HR systems you already run — no rip-and-replace required.
Workforce Financial Analytics
Give leadership aggregate, privacy-safe insight into savings, spending, and financial-wellness trends.
Branded Employee Portal
Deploy a white-labeled experience under your own organization's brand.
HR Capacity Relief
Automated onboarding, nudges, and reporting mean less manual work for your HR team.
Flexible Integration
Layer CapitalTrack onto your existing benefits, insurance, or savings programs.
The Cost of Financial Stress in the Workplace
Financially stressed employees cost organizations more than most leadership teams realize
Of employees say financial stress affects their work performance
Average annual productivity loss per financially stressed team
Employees would switch jobs for better financial wellness benefits
Higher turnover risk among financially stressed employees
One Dashboard. Total Financial Clarity. In Minutes.
Employees get a guided, secure experience — HR gets the reporting to back it up.
Guided onboarding linked directly to payroll — live in one pay cycle
Automated, personalized savings and budgeting recommendations
Real-time spending alerts and goal tracking, in the employee's own app
Bank-level encrypted financial data across every connected account
Built for Your Organization
Everything HR teams and employers need to run a financial wellness program at scale
Workforce Expense Visibility
Give HR and finance leaders AI-powered visibility into employee spending patterns, without exposing individual account details.
Payroll-Linked Savings
Let employees set achievable savings targets tied directly to payroll, with automated nudges that keep them on track.
Org-Wide Budgeting & Alerts
Roll out budget templates across teams and departments, with real-time alerts when employees approach their limits.
Financial Wellness Reporting
Track program adoption, savings growth, and financial-stress indicators with reports built for HR and leadership.
How It Works
Launch a financial wellness benefit in 4 simple steps
Onboard Your Organization
Roll out CapitalTrack to your workforce in minutes via payroll or HRIS integration — no new hardware or systems required.
AI Analyzes
Our AI automatically categorizes employee transactions and surfaces workforce-wide spending and savings patterns.
Set Goals & Budget
Employees define personal financial goals while HR configures org-wide budget templates and benefit rules.
Get Insights
Leadership monitors program adoption and financial-wellness outcomes with real-time dashboards and reporting.
Ready to bring financial wellness to your organization?
Request Your Demo TodaySimple, Transparent Pricing
Choose the perfect plan for your organization
Starter
Perfect for small teams exploring financial wellness
Professional
For growing organizations prioritizing financial health
Enterprise
For large enterprises with complex needs
All plans include bank-level security, SOC2 compliance, and GDPR readiness.
Need something custom? Contact our sales team
What Our Partners Say
Trusted by HR teams, employers, and financial institutions across Nigeria
"CapitalTrack transformed how our organization supports employee financial wellness. The rollout was fast and the adoption data has been eye-opening."
Oluwaseun Adeyemi
VP of People Operations
"We added CapitalTrack as a benefit expecting modest uptake. Within two quarters, savings participation across the company tripled."
Chidi Okeke
CFO
"The automated reporting saves our HR team hours every month. It's like having a financial wellness analyst built into our benefits stack."
Amina Bello
HR Manager
The Team Behind CapitalTrack
Operators and engineers building financial wellness infrastructure for employers, HR teams, and financial institutions
Ikeora Chioma Faith
Co-Founder & CEO
Fintech leader with 10+ years building financial products for African employers and institutions. Focused on turning financial wellness into a measurable business benefit.
Chukwudi Okafor
Co-Founder & CTO
Full-stack engineer and security expert who built CapitalTrack. Specializes in secure, compliant fintech infrastructure for enterprise deployments.
Ready to Empower Your Team?
Join the HR teams and employers bringing financial wellness to their organizations.
Get StartedGet in Touch
Tell us about your organization and we'll show you CapitalTrack in action.